Passed the House on May 22, 2025, this bill’s now in the Senate. It locks in 2017 tax rates, so a $50,000 earner keeps an extra $220 a year—maybe $18 monthly for groceries or gas. Small business owners get stable taxes for planning. It adds $1,000 to the standard deduction until 2028, a small win for workers and owners filing personally. The child tax credit hits $2,500, aiding 9-5 parents. No taxes on tips or overtime helps workers and eases small business payroll. But Medicaid cuts risk coverage for workers; owners’ staff too. Border security gets $70 billion—maybe local jobs for businesses. Debt jumps $2.5 trillion, so prices or rates could rise later!